* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: 'Montserrat', sans-serif; background: #fff; }

.calc-header {
    padding: 1em 1em;
    display: flex;
    justify-content: center;
}
.calc-container { width: 100%; max-width: 1000px; }
.calc-top {
    border-bottom: 2px solid #45c203;
    padding-bottom: 8px;
    margin-bottom: 1em;
}
.calc-label {
    color: #45c203;
    font-size: 14px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.calc-title {
    color: #24354D !important;
    font-size: 2.5em;
    font-weight: 800;
    margin-bottom: .1em;
}
.calc-sub {
    color: #828a95!important;
    font-size: 16px;
    font-style: italic;
    font-weight: 500;
    margin-bottom: 18px;
    line-height: 1.4;
}
.calc-desc { color: #888; font-size: 18px; font-weight: 400; line-height: 1.5; max-width: 650px; margin-bottom: 30px; }
.calc-body { padding: 0 20px 40px; display: flex; justify-content: center; }
.calc-body .calc-container { max-width: 1100px; }

.calculator-card {
    border-radius: 20px;
    width: 100%;
    padding: 22px 20px 17px 20px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 30px;
    background: #edf2f7;
}

.form-section { display: flex; flex-direction: column; gap: 35px; }
.step-block {}
.step-block:last-of-type { border-bottom: none; padding-bottom: 0; }
.step-header { display: flex; justify-content: space-between; align-items: center; margin-bottom: 25px; }
.step-header h2 { color: #0f172a; font-size: 20px; font-weight: 700; }
.step-badge { color: #45c203; font-size: 14px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; }
.input-group { margin-bottom: 20px; }
.input-group:last-child { margin-bottom: 0; }
.input-group label {display: block;color: #24354d;font-size: 15px;font-weight: 600;margin-bottom: 4px;}
.input-hint { display: block; color: #94a3b8; font-size: 12px; font-weight: 400; margin-bottom: 12px; }
.input-field {
    width: 100%;
    border: 0px solid #e2e8f0;
    border-radius: 10px;
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    color: #334155;
    background: #fff;
    transition: border-color .2s;
}
.input-field::placeholder { color: #cbd5e1; }
.input-field:focus { outline: none; border-color: #45c203; }

.results-section { display: flex; flex-direction: column; }
.results-title {
    color: #45c203; font-size: 20px; font-weight: 700;
    padding-bottom: 15px; border-bottom: 2px solid #45c203; margin-bottom: 25px;
}
.estimation-box {
    background: #45c203;
    border-radius: 10px;
    padding: 30px;
    margin-bottom: 5px;
}
.estimation-label {color: #ffffff;font-size: 16px;font-weight: 600;margin-bottom: 0px;}
.estimation-value-container {
    display: flex;
    align-items: baseline;
    gap: 10px;
    margin-bottom: 10px;
}
.estimation-value {color: #ffffff;font-size: 35px;font-weight: 800;}
.estimation-subtext {color: #ffffff91;font-size: 16px;font-weight: 500;}
.estimation-details {
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-top: 1px solid #ffffff38;
    padding-top: 20px;
}
.detail-item:last-child {padding-left: 25px;border-left: 1px solid #ffffff38;}
.detail-label {color: #ffffff;font-size: 14px;font-weight: 600;margin-bottom: 8px;}
.detail-value {color: #ffffff;font-size: 24px;font-weight: 800;}

.coverage-container { margin-bottom: 30px; }
.coverage-header { display: flex; justify-content: space-between; font-size: 16px; font-weight: 600; margin-bottom: 12px; }
.coverage-title { color: #0f172a; }
.coverage-percentage { color: #45c203; font-weight: 700; }
.progress-bar-bg { background: #e2e8f0; height: 14px; border-radius: 10px; width: 100%; overflow: hidden; }
.progress-bar-fill { background: #45c203; height: 100%; width: 58%; border-radius: 10px; }

.summary-table {padding-top: 0px;margin-bottom: 10px;}
.summary-row {display: flex;justify-content: space-between;padding: 12px 0 0px 0;font-size: 15px;}
.summary-label { color: #24354d; font-weight: 500; }
.summary-value { color: #24354d; font-weight: 700; }

.disclaimer-box { display: flex; gap: 10px; align-items: flex-start; }
.disclaimer-icon { color: #45c203; font-weight: bold; font-size: 16px; line-height: 1.4; }
.disclaimer-text {color: #94a3b8;font-size: 11px;line-height: 2.5;font-weight: 500;}

.form-title {
    color: #24354D;
    font-size: 20px;
    font-weight: 700;
    padding-bottom: 15px;
    border-bottom: 2px solid #24354D;
    margin-bottom: 25px;
}
.btn-row {
    display: flex;
    gap: 12px;
    margin-top: 30px;
}
.btn-calc, .btn-reset {
    flex: 1;
    padding: 7px 15px;
    border: none;
    border-radius: 38px;
    font-family: 'Montserrat', sans-serif;
    font-size: 15px;
    cursor: pointer;
    font-weight: 500;
}
.btn-calc {
    background: #45c203;
    color: #fff;
}
.btn-reset {
    background: #e2e8f0;
    color: #1e293b;
}
.results-section {
}
.disclaimer-wrapper {
    max-width: 1100px;
    margin-top: 10px;
    padding: 0;
}
.disclaimer-icon {
    color: #45c203;
    font-size: 16px;
    margin-top: 2px;
}

.content-row {
    display: flex;
    gap: 40px;
}
.content-row article {
    flex: 1;
    min-width: 0;
}
.calc-sidebar {
    width: 300px;
    flex-shrink: 0;
}

@media (max-width:900px) {
    .calculator-card { grid-template-columns: 1fr; gap: 40px; padding: 20px; }
    .results-section { border-left: none; padding-left: 0; }
    .detail-item:last-child { padding-left: 15px; }
    .content-row { flex-direction: column; }
    .calc-sidebar { width: 100%; }
}
@media (max-width:600px) {
    .calc-title { font-size: 32px; }
    .calc-sub, .calc-desc { font-size: 16px; }
}